M&T Electronic Banking Card and Telephone Transaction Disclosure and Agreement: What You Need to Know

If you`re a customer of M&T Bank, you may be familiar with their electronic banking services, including their electronic banking card and telephone banking options. While these services can be convenient and efficient, it`s important to understand the terms and conditions that come with them. That`s where the M&T Electronic Banking Card and Telephone Transaction Disclosure and Agreement comes in.

First, let`s discuss what this agreement is. Essentially, it`s a legal agreement between you (the customer) and M&T Bank that outlines the terms and conditions of your use of electronic banking services. This includes things like your responsibilities as a customer, the bank`s responsibilities, and any fees or charges associated with electronic transactions.

One important aspect of this agreement is the security measures that are in place to protect your account information. M&T Bank takes security very seriously and they have implemented various measures to ensure that your personal and financial information is kept safe. However, it`s also important for you to take steps to protect your information, such as not sharing your login credentials with others and using secure networks when accessing your account.

Another thing to keep in mind is that there may be fees associated with certain types of electronic transactions, such as using an ATM outside of M&T Bank`s network or making a foreign transaction. It`s important to review the fee schedule outlined in the agreement so that you know what to expect.

Additionally, the agreement outlines your responsibilities as a customer, such as keeping your account information up to date and promptly reporting any unauthorized transactions. Failure to comply with these responsibilities could result in account restrictions or even termination of your account.

Overall, the M&T Electronic Banking Card and Telephone Transaction Disclosure and Agreement is an important document for any M&T Bank customer who utilizes their electronic banking services. By understanding the terms and conditions outlined in the agreement, you can better protect your account information and ensure that you`re using the services in accordance with the bank`s policies.